Employer Benefit Plan and Service Options
Group medical options
- Traditional fully insured
- Partially self funded
- Stop loss
- ASO
- HDHP/HSA
- High deductible
- High deductible/HRA
- Fixed benefit medical
- Excepted benefit
- Minimum Value
- HRA
- HSA/HRA
- SHOP (Federal Marketplace)
- Minimum Essential Coverage
Sec. 125 cafeteria plans (salary reduction)
- Accident and health plans
- Adoption assistance
- Dependent care assistance
- Group term life
- Health savings accounts, including long term care disbursements
Fringe benefit plans
- Accident and health plans
- Adoption assistance
- Dependent care assistance
- Educational assistance
- Group term life
- Health savings account
- Tuition reduction
- Working condition benefits
Ancillary group options-contributory or non-contributory
- Dental
- Vision
- Life and AD&D
- Long term disability
- Short term disability
- Long term care
Voluntary plans
- Term life
- Permanent life
- Dental
- Vision
- Accident
- Cancer
- Critical illness
- Hospital indemnity
- Long term disability
- Short term disability
- Long term care
- Supplemental medical
- Fixed benefit plans
- Indemnity medical plans
- Group Medicare Advantage plans
Retirement
- 401K
- Non-qualified deferred compensation
- Retiree medical plans
- S.O.L.A.R. plans (Self Owned Life and Retirement)
P.E.O.
- Group medical
- Work comp
- Payroll
- FICA, FUTA, SUTA filing and payment
- HR
- Other benefit options-life, dental, vision, 401K
Payroll/HR/Administration
- Payroll
- Human resources administration
- HRA administration
- HSA accounts
- COBRA administration
- USERRA administration
- FMLA administration
Wellness
- Biometric measurements
- Onsite or remote location testing
- Plan design
- Premium incentive design