Employer Benefit Plan and Service Options

Group medical options

  • Traditional fully insured
  • Partially self funded
  • Stop loss
  • ASO 
  • HDHP/HSA
  • High deductible
  • High deductible/HRA
  • Fixed benefit medical
  • Excepted benefit
  • Minimum Value 
  • HRA
  • HSA/HRA
  • SHOP (Federal Marketplace)
  • Minimum Essential Coverage

Sec. 125 cafeteria plans (salary reduction)

  • Accident and health plans
  • Adoption assistance
  • Dependent care assistance
  • Group term life
  • Health savings accounts, including long term care disbursements

Fringe benefit plans

  • Accident and health plans
  • Adoption assistance
  • Dependent care assistance
  • Educational assistance
  • Group term life
  • Health savings account
  • Tuition reduction
  • Working condition benefits

Ancillary group options-contributory or non-contributory

  • Dental
  • Vision
  • Life and AD&D
  • Long term disability
  • Short term disability
  • Long term care

Voluntary plans

  • Term life
  • Permanent life
  • Dental
  • Vision
  • Accident
  • Cancer
  • Critical illness 
  • Hospital indemnity
  • Long term disability
  • Short term disability
  • Long term care
  • Supplemental medical
  • Fixed benefit plans
  • Indemnity medical plans
  • Group Medicare Advantage plans

Retirement

  • 401K
  • Non-qualified deferred compensation
  • Retiree medical plans
  • S.O.L.A.R. plans (Self Owned Life and Retirement)

P.E.O.

  • Group medical
  • Work comp
  • Payroll
  • FICA, FUTA, SUTA filing and payment
  • HR
  • Other benefit options-life, dental, vision, 401K

Key person plans

  • Life
  • Disability

Payroll/HR/Administration

  • Payroll
  • Human resources administration
  • HRA administration
  • HSA accounts
  • COBRA administration
  • USERRA administration
  • FMLA administration

Wellness

  • Biometric measurements
  • Onsite or remote location testing
  • Plan design
  • Premium incentive design